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Is "guaranteed for guaranteed, saved for saved" more secure than investing in savings-type whole life insurance?
In addition to choosing whole life insurance with a low guaranteed rate of return (you can use Bowtie's exclusive BTIR spreadsheet to understand the actual return level of this type of policy) , you can consider adopting the "Buy Term, Invest the Rest" strategy, that is, buy Purely guaranteed term life , coupled with short-term savings insurance or other investment products that guarantee a higher return on capital, allows you to obtain life protection and considerable savings returns at a lower premium.



Bowtie life insurance is a term life product that gambling data indonesia provides a lump sum payment to the beneficiary when the insured dies. Its features include:

Pure protection, no savings element
Under the same premium, the insured amount is 40 times higher than that of ordinary savings life products*
Monthly premiums as low as $38 per $1 million of coverage
*Calculated based on the standard premium for a 35-year-old non-smoking female with an insured amount of $1 million; Term life insurance: The data is. Standard premium for term life insurance (20-year protection period) on the market on July 1, 2020